6836 Sharmel Ln Columbus, GA 31904
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About this home
Welcome to 6836 Sharmel Lane - Move-In Ready & Recently Updated! This beautifully updated 4 bedroom, 2 bath home offers 2,041 sq. ft. of comfortable living space on a spacious .37-acre lot in a desirable neighborhood. Step inside to find an open-concept layout featuring a modern kitchen with a walk-in pantry, granite countertops, tile backsplash, and all stainless steel appliances - including a gas stove. The kitchen island provides the perfect spot for entertaining or casual dining. Additional features include: Two-car garage with plenty of storage space Washer and dryer included with the home Freshly painted interior with updated flooring Spacious backyard with mature trees and a new patio - perfect for outdoor gatherings This home is zoned for excellent schools: Double Churches Elementary Double Churches Middle School Northside High School Don't miss your chance to own this move-in ready home that checks all the boxes - space, updates, location, and schools! ?? For more information or to schedule a private showing, contact: Angelica Watson - Real Broker LLC ?? 478.442.4648
Source: GAMLS #10616494
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.