6838 Stoneheath Ln Port Orange, FL 32128
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About this home
Welcome to this beautifully maintained 4-bedroom, 2-bathroom former model home in the highly sought-after Waters Edge community of Port Orange, FL. Set on a premium corner lot, this residence showcases manicured landscaping, a fenced yard, and borders a Nature preserve for a perfect blend of privacy and curb appeal. Inside, the open floor plan features raised ceilings, a formal dining room, and a chef’s kitchen complete with solid wood cabinetry, Silestone countertops, stainless-steel appliances, and both table and bar seating. From the open living area, sliding glass doors extend your living space outdoors to a screened-in porch, with an additional 400 sq ft paver patio, and custom pergola. This split bedroom floor plan ensures privacy and comfort for family or guests.The expansive master suite is a private retreat, featuring a custom Closet By Design system and a large ensuite bathroom. This home has been thoughtfully upgraded, including: double-pane windows (2018), HVAC system (2020), pergola (2021), and fresh interior paint (2025). Additional practical features include a full irrigation system, gutters, front storm door, and hurricane shutters on all windows, doors, and sliders. Water's Edge is one of Port Orange’s premier communities, known for its top-rated schools, tranquil surroundings, and family-friendly atmosphere. Located less then 15 minutes from the Beach and surrounded by top ranked Golf Courses. Schedule your private tour today!
Source: STELLAR #NS1085761
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.