6856 Campbells Ridge Dr SE Leland, NC 28451
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About this home
Welcome to 6856 Campbells Ridge Drive SE — a stunning home on an oversized lot just 10 minutes from Wilmington! Built in 2023, this feature-rich residence blends modern style with thoughtful upgrades throughout. Set on an impressive .65-acre lot, the expansive backyard is a blank canvas waiting for your dream outdoor space. Inside, you'll find over 2,570 heated square feet, including 3 bedrooms and 2 full baths on the main level, plus a 4th bedroom, 3rd full bath, and large bonus room upstairs — perfect for guests, hobbies, or a home office. The first-floor primary suite offers serene backyard views through a bay window, along with a walk-in closet and a spa-like bath featuring a private water closet and a tiled walk-in shower with glass enclosure. The kitchen is a showstopper, boasting a 36'' gas cooktop with a matching hood, tiled backsplash that extends to the ceiling, built-in microwave and wall oven, a farmhouse sink on a large island, and generous cabinetry with deep drawer stacks for easy organization. The great room impresses with vaulted ceilings and a 36'' remote-controlled gas fireplace — ideal for cozy evenings in. A dedicated laundry room connects directly to the garage, serving as a convenient drop zone to keep daily life tidy. Additional highlights include: Rinnai tankless gas water heater; Trane HVAC system; generator hookup and exterior plug; granite countertops in kitchen and baths; Rainbird irrigation system (front yard); and smart home integration with ethernet wiring. Campbells Ridge is a boutique community known for its large homesites, meticulous curb appeal, and unbeatable location — just 3 minutes to Leland's shops and restaurants, and only 10 minutes to downtown Wilmington.
Source: NORTHCAROLINAREGIONAL #100535905
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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