6867 Kate Ln Flowery Branch, GA 30542
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About this home
** – Move-In Ready in Flowery Branch | FHA Assumable** Imagine waking up in a home that checks every box, space for everyone, high-end finishes, and the kind of upgrades that make daily life feel effortless. From your morning coffee in the sunlit kitchen to evenings by the cozy fireplace, every corner of this home is designed for comfort, connection, and style. This **4-bedroom, 3.5-bath beauty** sits in a sought-after Flowery Branch community, offering room to grow and a layout made for both relaxing and entertaining. The extended driveway and **Garage with room for 3 cars** mean plenty of parking for family and guests. Inside, you’ll find: * A Private home office, with French doors for quiet focus * A Formal dining room for memorable gatherings * An Open-concept living space centered around a warm fireplace * A Chef’s kitchen with quartz countertops, premium cooktop with vent hood, deep sink, butler’s pantry, and walk-in pantry Upstairs, a custom wood staircase leads to a versatile loft, perfect for a playroom, home gym, or movie nights. The owner’s suite offers two walk-in closets and a spa-inspired bath with a spacious tiled shower. Extra touches you’ll love: * Bright laundry room with added window & utility sink * Reverse osmosis water filtration system (negotiable) * Generous storage throughout **FHA assumable** with lender approval — a rare opportunity to secure better financing terms. With this price reduction, high-end finishes, and a move-in-ready condition, this home is a standout in Flowery Branch. **Schedule your private showing today**
Source: FMLS #7602166
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.