6880 Birchbark Ave NE Canton, OH 44721
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About this home
This beautiful Colonial home is tucked away in the desirable neighborhood of Wellington Woods. Offering over 3,700 sq. ft. of bright, spacious living space with a modern color palette. An inviting foyer leads to the family room (left) and a formal dining room (right). The eat-in kitchen has an island with a breakfast bar, stainless steel appliances, a tile backsplash, a pantry, cabinets galore, and a dining area with sliding glass doors to the second-story deck. The great room features a beautiful gas fireplace with an oversized mantel and French doors connecting it to the family room for an expanded space. The windows overlooking the yard bring an abundance of natural light into the great room. Adjacent to the kitchen is a first-floor bedroom and a half bath ideal for a guest quarters. Four bedrooms & two full baths, including the master suite and an extra-large bedroom above the garage, are on the upper level. The grand master suite has vaulted ceilings, a walk-in closet, and a private bath with a jetted tub, a double vanity, and a walk-in shower. The partially finished walk-out basement includes a rec room/ play area, a cozy den area with a black brick accent wall, a full bath with a walk-in shower, a bonus partially finished room, sliding glass doors to the patio, and ample storage space. Completing the package is the attached 4-car garage. Recent Updates Include Garage painted, New flooring installed in kitchen, 1/2 bath on first floor, dining room, and upstairs bathroom, Paint throughout the house, All new light fixtures throughout the house, Landscaping and downlighting, Basement bathroom remodel, Basement rec room completely finished, New sink faucets, showerhead in master bath, New plumbing under kitchen sink, New face boards on deck. Don’t miss this house! Book your private showing today!
Source: MLSNOW #5171396
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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