6888 Copper Creek Pl Moorpark, CA 93021
Your savings
About this home
RARE AND LUXURIOUS LARGEST ONE STORY PLAN IN PRESTIGIOUS GATED MERIDIAN HILLS AT THE TOP OF THE MOUNTAIN IN FABULOUS MOORPARK HIGHLANDS! NEXT TO MOORPARK COUNTRY CLUB GOLF COURSE! PARK-LIKE PANORAMIC VIEWS WITH WALKWAYS AND PARKS ALL AROUND. LAST SALE FOR THIS EXACT MODEL MATCH WAS $2 MILLION. PRIME CUL DE SAC LOCATION WITH CITY LIGHTS AND MOUNTAIN VIEWS AND LOW MAINTENANCE BACKYARD! LAVISHLY UPGRADED, NO EXPENSE WAS SPARED, GORGEOUS WHITE OAK HARDWOOD PLANK FLOORS THROUGHOUT, FORGED IRON CUSTOM FRONT DOOR, THREE CAR GARAGE WITH SEPARATE THIRD BAY FOR POSSIBLE ADU CONVERSION, TESLA CHARGER, LAUNDRY ROOM WITH SINK, TEN FOOT CEILINGS, EIGHT FOOT FARMHOUSE DOORS, GOURMET CENTER ISLAND DREAM KITCHEN WITH WHITE CABINETS AND WHITE QUARTZ COUNTERS, TWO OVENS, GAS COOKTOP, WATER FILTRATION SYSTEM FOR ENTIRE HOUSE, INSTANT HOT WATER DISPENSER, BUILT-IN REFRIGERATOR WITH ICE MAKER, ENORMOUS WALK-IN PANTRY, ATRIUM WITH CUSTOM PAVERS AND FOUNTAIN, WALL OF GLASS SLIDERS IN GREAT ROOM OVERLOOKING CITY LIGHTS, BARBEQUE ISLAND, FIREPIT, VEGETABLE AND ROSE GARDENS, PATIOS, SECURITY SYSTEM WITH CAMERA, DOUBLE CROWN MOLDINGS, EXTENSIVE BUILT-INS IN HOME THEATER, FOURTH BEDROOM FOR OPTIONAL OFFICE, EXTRA CABINETS IN GREAT ROOM WITH FIREPLACE, ARCHITECT-DESIGNED CUSTOM LANDSCAPING AND HARDSCAPING, TILE ROOF, INTERIOR SPRINKLERS, TANKLESS HOT WATER HEATER, POST TENSION FOUNDATION, NEW DESIGNER LIGHT FIXTURES AND CEILINGS FANS THROUGHOUT, WINE RACK AND REFRIGERATOR IN HOME THEATER WITH SIX LEATHER RECLINERS, RECESSED CEILINGS, HUGE PRIMARY BATH ENSUITE WITH LARGE SOAKING TUB AND HUGE CUSTOM DESIGNED ORGANIZED WALK-IN CLOSET, EXTRA WIDE HALLWAYS, PLANTATION SHUTTERS, TWO ZONE CENTRAL HEATING/COOLING, NO ELECTRIC BILLS WITH SUN RUN SOLAR, BUILT IN 2016, ADULT OCCUPIED, LIKE A BRAND NEW HOME, CENTRAL VACUUM SYSTEM, LUXURIOUS AND ECONOMICAL LIVING, WORLD CLASS "COASTAL-LIKE" CLIMATE WITH INCOMING OCEAN AIR, COMMUNITY CLUB HOUSE WITH RESORT-LIKE HEATED POOL AND SPA, TENNIS COURT, BASKETBALL COURT, HIKING TRAILS, QUIET, SAFE AND PRESTIGIOUS, PREMIUM LOCATION. UNDERGROUND UTILITIES.
Source: CRMLS #SR25244130
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.