69 Grass St Homosassa, FL 34446
Your savings
About this home
One or more photo(s) has been virtually staged. PRICE IMPROVEMENT!! Welcome to your Florida dream home nestled on a large private lot in the serene Oak Village of Sugarmill Woods. This spacious 2022, 4/3 PLUS OFFICE, 3,060 sq ft residence offers the perfect blend of comfort, style, and functionality. KEY FEATURES: • BEDROOMS AND BATHS: Four generously sized bedrooms, each with a walk-in closet, and three full bathrooms provide ample space for family and guests. One bedroom and bath is separated giving privacy for guests, teens or as an IN-LAW SUITE. • GOURMET KITCHEN: The heart of the home boasts gleaming granite countertops, abundant cabinetry, oversized island, smart stainless-steel appliances, double ovens, and a breakfast area ideal for casual meals, yet large enough for entertaining. • LIVING SPACES: Enjoy a formal dining room for entertaining, an elegant, dedicated office for remote work or study, and an expansive living area filled with natural light. • OUTDOOR LIVING: Step out through the pocket sliding glass doors to the covered back lanai—perfect for relaxing, grilling, or enjoying Florida’s year-round sunshine. • ADDITIONAL HIGHLIGHTS: Three-car garage, large laundry room with built-in cabinets, storage closet and sink. High, tray ceilings throughout, crown molding, elegant finishes, and a thoughtful layout that balances open-concept living with private retreats. Located in the desirable Sugarmill Woods community, you'll enjoy quiet streets, lush greenery, and access to golf courses, nature trails, and the Gulf Coast just minutes away. You can have all this and still be a short drive to Tampa! This home combines style, functionality, and peaceful convenience. Book your tour now!
Source: STELLAR #OM709422
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.