6901 Westchester Dr Temple Hills, MD 20748
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About this home
***** LARGE PRICE REDUCTION!! PRICED TO MOVE TODAY!! ***** *** MUST SEE TO BELIEVE *** Step into this beautifully refreshed 6-bedroom, 4-bathroom single-family home, perfectly blending classic charm and modern updates on a generous 0.36‑acre lot in the desirable Westchester Estates neighborhood. Situated in a mature, quiet community, you will enjoy peace and convenience—just minutes from shopping, public transit, and the National Harbor. Included in the home is an “ACCESSORY UNIT” that can be used for rental or Airbnb. Key Features: * Newly renovated throughout: all-new paint, stainless steel appliances, HVAC, central air, and refinished hardwood floors Spacious, open layout with kitchen/dining combo, formal dining, and a generous living area — perfect for entertaining!! * Main-level master suite with ensuite bath plus 2 additional bedrooms; all six bedrooms spacious and bright Fully finished basement (approx. 1,942 sq ft), ripe for use as recreation space, home gym, or home office — includes laundry and plenty of storage * Outdoor appeal: large, fully fenced backyard, porch, and room for gardening or entertaining on the expansive lot Parking for four, including an garage and driveway spaces. * Built in 1956, modernized but full of character; durable brick and vinyl siding, upgraded windows --- WHY YOU WILL LOVE THIS HOME --- - This home offers a rare combination of space, style, and convenience—from its six bedrooms and two full kitchens to the finished basement for flexible use. The modern updates mean you are ready to move in and start living without worry,
Source: BRIGHT #MDPG2158720
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.