6919 Yahley Mill Rd Henrico, VA 23231
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About this home
Enjoy room to breathe in this beautifully maintained, custom-built ranch set on a full acre of wooded land—offering the perfect balance of privacy and convenience. Inside, you’ll find generously sized, thoughtfully designed rooms throughout, featuring brand-new luxury vinyl plank flooring (2025). The inviting family room includes custom built-in bookcases, a ceiling fan, and French doors that open directly to the freshly sealed rear deck (2025). The owner’s suite is a true retreat with a massive walk-in closet and a private bath complete with dual vanities, a jetted soaking tub, and a separate shower. Two additional spacious bedrooms share a second full bath. Designed for entertaining, this home features a formal dining room with elegant picture and chair rail molding that flows effortlessly from the foyer into the kitchen. The kitchen boasts custom pine cabinetry, an eat-in bar, and a sunny breakfast nook—perfect for everything from holiday dinners to relaxed Sunday brunches. A spacious utility room offers a newer washer and dryer, a linen closet, pull-down attic access, and a convenient half bath for guests. Step outside to the large rear deck and enjoy your morning coffee or evening gatherings while overlooking the tranquil wooded surroundings. Beyond the deck, there’s a spacious fenced-in yard with thoughtfully planted native trees and pollinator garden and a 12x20 Amish built garden workshed with electric hook ups. Recent upgrades include a Trane heat pump and air handler installed in June 2023, complete with a Honeywell F100 media cleaner and a 10-year transferable limited warranty for peace of mind. Prime location: just five minutes from the Capital Trail and major interstates, with quick access to downtown Richmond and Fort Lee. Experience peaceful, wooded living—without giving up modern convenience.
Source: CENTRALVIRGINIA #2529856
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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