693 Grandwood Blvd Gray Court, SC 29645
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About this home
Motivated seller! Escape the hustle and find peace in this private retreat nestled on over 2 acres of unspoiled countryside, with a creek at the back of the property—just minutes from Fountain Inn and Simpsonville, but a world away from the noise. With plenty of room to breathe, this nicely wooded property offers the perfect blend of space, privacy, and potential. Step inside and be welcomed by a soaring two-story great room anchored by a striking rock fireplace, that is gas logs, and rich hardwood floors. The open layout creates an ideal space for entertaining or cozy nights in. The kitchen features generous cabinetry and a massive walk-in pantry—truly a rare find! Two spacious bedrooms and a full bath are conveniently located on the main floor. Upstairs, the oversized primary suite impresses with vaulted ceilings, a large en suite bath with jetted tub, separate shower, dual sinks and walk-in closet. Plus there is a versatile room attached to the master—perfect as a home office or workout space, flex room, another bedroom or your own man cave. Tons of areas for storage. Wrap-around porch is 1,100 sq ft and frames the home and offers the perfect vantage point to enjoy your morning coffee or evening sunset while watching the wild life wander through the woods. Attached two car garage. With a little vision and creativity, this home could be a true country masterpiece. Just needs your personal touches to make it home. Don’t miss the chance to create your dream lifestyle in this peaceful, nature-filled setting.
Source: GREENVILLESC #1560321
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.