694 Georgetown Ct Jonesboro, GA 30236
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About this home
Recently updated, turnkey townhome in Jonesboro, GA. This move-in ready home features LVT flooring throughout the downstairs, primary suite, and secondary full bath, with new carpet in the upstairs hallway and bedrooms. The primary suite includes a full ensuite bathroom and walk-in closet, while secondary bedrooms are generously sized. Updated bathrooms showcase new vanities, light fixtures, and a refreshed shower in the primary. The kitchen offers ample cabinet and counter space and comes fully equipped. Patio access from the kitchen provides an outdoor dining option. Additional upgrades include a new water heater, fresh interior paint, smart thermostats, keyless entry, updated entryway and living room lighting, and a comprehensive security system with cameras, doorbell camera, touchscreen panel, and glass-break detection. Conveniently located near public transportation, shopping, I-75, Atlanta airport, and just minutes from downtown Atlanta. Ask how you can receive up to $500 credit by using one of our preferred lenders. Exclusions may apply.
Source: GAMLS #10615336
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.