695 Iredel Ct NW Calabash, NC 28467
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About this home
Welcome to 695 Iredel Court, located in the established and highly sought-after community of Spring Mill Plantation in Calabash, NC. Perfectly positioned just minutes from the pristine beaches of the South Brunswick Islands and the vibrant attractions of Myrtle Beach, this former model home blends coastal convenience with timeless elegance. Move-in ready and thoughtfully designed, this residence showcases quality craftsmanship, upgraded finishes, and a spacious open-concept layout ideal for both everyday living and entertaining. Soaring ceilings, abundant natural light, recessed lighting, and crown molding create an inviting flow between the living, dining, and kitchen areas. The kitchen has granite countertops, custom cabinetry with pull-out shelving, a center island, breakfast bar, pantry, breakfast nook, built-in desk, and premium appliances—making meal prep a delight. The formal dining room adds elegance with its tray ceiling and wainscoting, while a well-appointed laundry room and multiple walk-in closets provide functionality and storage. The first-floor owner's suite is a private retreat, featuring engineered hardwood floors, a tray ceiling, a walk-in closet, and a spa-inspired bath with a soaking tub, walk-in shower, and dual vanities. Three additional bedrooms on the main level include a Jack-and-Jill bath, and an upstairs bonus suite with its own bath offers flexible space for guests, hobbies, or a home office. Enjoy indoor-outdoor living with a screened porch, extended patio, and brick fireplace. The oversized garage includes a utility sink, a service door, and an irrigation system. Spring Mill Plantation offers more than just a home—it's a way of life. With low HOA fees, residents enjoy a clubhouse with a fitness center and social spaces, an outdoor pool, sidewalks, and a playground, all within a welcoming neighborhood setting. Schedule your private showing today and discover the lifestyle you have been waiting for!
Source: NORTHCAROLINAREGIONAL #100527914
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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