6951 Hilltop Ln Marshall, VA 20115
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About this home
Welcome to Chartwell, a 24+ acre turnkey horse farm in the heart of Bellevue Farms, a sought-after equestrian community in Northern Fauquier County. Here over 30 miles of shared trails wind through the countryside offering endless opportunities for riding, walking or jogging. Anchored by a custom 7,700+ square foot stone residence, Chartwell blends refined living with thoughtful equestrian design. The farm provides flexibility for multigenerational living or income potential with a charming one-bedroom guest cottage and a spacious barn apartment, in addition to the main house. Set high on a knoll, the home takes in sweeping views of rolling hills and a stocked pond. Its three finished levels offer a graceful balance of formal entertaining spaces and relaxed gathering rooms. The main level includes the primary suite, a formal living room with a stone fireplace, dining room with built-ins, a gourmet kitchen with breakfast nook, a cathedral-ceiling family room, sunroom, and a home office. Upstairs, two-bedroom suites with large sitting rooms offer adaptable living space, while the lower level provides an expansive recreation area with stone accents, a second kitchen, two full baths, and multiple flexible rooms for bedrooms, exercise, or hobbies. Outdoor living is equally inviting with a covered flagstone porch and spacious deck with a hot tub that take in the scenic views. Equestrian amenities include a fully renovated dual-aisle, four-stall barn dating to the 1890s, complete with a tack room, wash rack, feed room, barn office, and a well-appointed apartment above. Two paddocks with run-in sheds and heated automatic waterers, a round pen, and a riding ring provide everything needed for equestrians of various disciplines. Additional improvements include a detached three-car garage with workshop and 1-bedroom guest house overlooking the pond—ideal as a rental or private retreat for family and friends. Perfectly located just 15 minutes from I-66 and the town of Marshall and 10 minutes to Warrenton, Chartwell offers the rare combination of beauty, privacy, and convenience.
Source: BRIGHT #VAFQ2018130
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
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When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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