6951 Quiet Cove Dr Carlsbad, CA 92011
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About this home
STEPS TO THE SAND, THIS IS SOCAL LIVING AT ITS BEST!!! Experience this beautifully renovated residence, perfectly positioned within the highly desirable Harbor Point community. Set on a premier corner lot, the home offers exceptional privacy and one of the largest wraparound yards in the neighborhood. Charming seashell-inset concrete pathways welcome you with a subtle coastal touch, while expansive outdoor spaces provide the perfect backdrop for entertaining, unwinding with morning coffee, or dining al fresco under the stars. Inside, the home exudes modern elegance with soaring ceilings, abundant natural light, wide-plank luxury vinyl floors, and freshly painted interiors in a neutral palette. The open-concept design centers around a cozy fireplace, with the adjoining kitchen boasting quartz countertops, crisp white shaker cabinetry, and stainless steel appliances—ideal for everyday cooking or culinary creativity. The spacious primary suite feels like a true retreat, featuring a large closet and a spa-inspired ensuite with dual sinks and a glass-enclosed walk-in shower. A second bedroom and full guest bath are thoughtfully located nearby, while an airy loft provides flexible space for a home office, studio, or potential third bedroom. Opportunities abound to expand, whether by creating a loft deck for ocean views or adding an ADU/JDU for guests or income potential with the ability to have short term and long term rentals. You wont have to do a thing, move right in with these additional highlights include a finished two-car garage with epoxy floors, generous storage, and a private back patio perfect for surfboards, bikes, or beach gear. A city-built sound wall enhances both privacy and quiet. All this just moments from the beach, The Camp Store, boutique shopping, and top-rated schools including Pacific Rim Elementary, Aviara Oaks Middle, and Carlsbad High. This coastal retreat offers the perfect blend of comfort, flexibility, and beachside charm. For a full list of upgrades, please see the supplemental materials.
Source: CRMLS #250036974SD
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.