6960 Whispering Oaks Ct Stone Mountain, GA 30087
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About this home
Welcome to 6960 Whispering Oaks Court, a beautifully customized traditional home in the heart of Stone Mountain. Perfectly positioned on a spacious corner lot just a short stroll from the lake, this 5-bedroom, 3.5-bath residence offers the perfect blend of timeless charm and modern functionality, ideal for growing families, multi-generational living, or buyers looking for space and serenity. From the moment you arrive, the striking front door and inviting curb appeal set the tone for what’s inside. Step into the main level, where hardwood floors flow throughout a thoughtfully designed layout. Built-in shelving and cabinetry add a touch of elegance while offering smart storage solutions for everyday living. The open-concept kitchen is equipped with stainless steel appliances, stone countertops, and rich stained cabinetry, an inspiring space for both weeknight meals and weekend gatherings. The adjoining family room features a cozy electric fireplace and French doors that open to a multi-level deck, perfect for hosting guests or enjoying peaceful mornings with coffee. Upstairs, retreat to the oversized primary suite, complete with a generous walk-in closet and a spacious en-suite bath, your personal haven at the end of the day. Additional bedrooms are well-sized and filled with natural light, offering plenty of flexibility for home offices, guest rooms, or play spaces. Downstairs, the finished basement presents a fantastic bonus space for entertaining, lounging, or working from home, while still offering ample storage. Buyers will appreciate the pride of ownership throughout the home, including the durable hardwood flooring, well-maintained finishes, and abundant natural light. With proximity to the lake, convenience to local amenities, such as Stone Mountain Park and a quiet, friendly neighborhood setting, this home offers an exceptional opportunity to enjoy both comfort and value. Don’t miss your chance to call 6960 Whispering Oaks Court home, schedule your private showing today!
Source: FMLS #7611505
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.