6967 Akela Ln Colorado Springs, CO 80925
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About this home
WELCOME HOME to this beautiful 2 story home, positioned with incredible mountain views and steps from open green space, playgrounds and trails! This modern home features: 5 bedrooms, 4 bathrooms, a 2 car garage, fully finished basement with guest suite and so much more. With low-maintenance turf in front, fully landscaped and fenced with contemporary outdoor living that includes composite decking with iron spindles, and no neighbors directly behind- it is a great space to host your summer barbecues and outdoor games with friends and family! Step inside to the front office that offers a wonderful flex space to use as needed, with an abundance of light for inspiration and creativity! Just beyond that is the living room where you’ll simply want to cozy up by the fireplace on those snowy Colorado evenings. For the hostess, imagine entertaining your guests in this kitchen space with additional buffet-style cabinetry! (Think holiday / festivity dinner line up!) With stainless steel appliances, refrigerator with icemaker, extended pantry, granite countertops, accent hardware, and more! Upstairs, you’ll find a loft space, the Primary suite with 3 additional bedrooms and laundry space for convenience! Primary bedroom offers an oversized feel for larger bedroom furnishings as well as an ensuite bathroom with large walk in closet, double vanity, quartz counters, and a spa-sized walk in shower with bench. A fully finished basement welcomes your imagination where you can envision your movie nights, popcorn machine, pool table, and game nights! Bonus: 2” faux blinds throughout with sliders at sliding glass doors. Central Air A/C. Garden level fully finished basement. Low-maintenance LVP. Upgraded accent hardware. Beautiful fireplace with custom mantel. Tankless water heater. Window well grates. Large bedrooms with walk in closets. Loft. OnQ system. Remainder of builder structural warranty.
Source: PPMLS #5215094
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.