699 Snow Cap Ct Gurnee, IL 60031
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About this home
Your Dream Home in The Conservancy at Ravinia Woods is Here! Welcome to your next chapter in this absolutely dazzling 5-bedroom, 2.5-bathroom showstopper, nestled in the heart of the highly coveted Conservancy of Ravinia Woods! Offering over 2,800 square feet of beautifully updated living space, this home is bursting with charm, comfort, and room for everyone to spread out and enjoy. Step inside and prepare to be wowed by the bright, open layout and sun-drenched interiors that flow effortlessly from room to room. Whether you're hosting game night or throwing a holiday bash, the formal living room and adjoining dining area set the stage for unforgettable gatherings. Picture friends laughing and memories being made in a space designed for celebration. At the heart of it all? The gorgeous, updated kitchen that looks like it came straight out of a design magazine. From the crisp white cabinets to the sparkling quartz countertops, sleek stainless steel appliances, and chic subway tile backsplash, every detail has been thoughtfully curated. A large center island with seating for two is perfect for morning coffee or evening chats, while the built-in tech station makes multitasking a breeze. Cooking, working, entertaining-this kitchen handles it all! Just off the kitchen, enjoy casual meals in the cozy breakfast nook that overlooks the expansive backyard oasis. Step through sliding doors onto your oversized deck, the perfect spot for grilling, relaxing, or dining under the stars. And when the weather turns cool, head back inside to the massive family room, where volume ceilings, huge windows, and a warm, inviting fireplace make every night feel like a retreat. Need a quiet spot to work or study? The main level office/den provides the ideal setting for productivity and privacy. You'll also love the convenient main-level laundry room, perfectly located to make chores just a bit easier. Upstairs, retreat to your private Primary Suite-a true haven featuring vaulted ceilings, rich hardwood floors, and a spa-inspired en suite bathroom complete with double vanities, a soaking tub, a separate glass shower, and a spacious walk-in closet. Three more generously sized bedrooms and a stylish full bath complete the upper level, making it ideal for family, guests, or even a second home office. But wait-there's more! Head down to the fully finished basement and find a huge recreation space perfect for movie nights, gaming marathons, or weekend hangouts. There's even a fifth bedroom, perfect for in-laws or guests, plus a massive storage area for all your seasonal gear and more. Set on a quiet street in one of the area's most sought-after neighborhoods, this home offers not just comfort and elegance, but convenience too-close to parks, schools, shopping, and dining. Whether you're hosting a crowd or enjoying a peaceful evening on the deck, this home truly has it all. Homes like this don't come around often-don't wait!
Source: MRED #12443828
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.