7 15th Vantage Campobello, SC 29322
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About this home
Waterfront townhouse in the sought-after community of Links of Tryon is a rare find. This 3/BR 3/BA home combines golf course and waterfront living with the perfect balance of comfort, convenience and leisure. Step inside to a spacious living room that flows into the sunroom seamlessly to large windows framing your own daily reminder to slow down and enjoy the view. A well-appointed kitchen makes hosting easy while the dining area, back deck and patio invite gatherings with friends. Thoughtful floorplan includes a main level primary bed/bath and a second primary bed/bath on the upper level. Additional bedroom and full bath on main floor as well. Low maintenance lifestyle in the Carolina foothills near recreation, dining and shopping. Near by small towns of Landrum, Tryon, Saluda and Columbus put you right in the middle of any adventure you can imagine. Basement workshop with power is just an added bonus. It's been awhile since one of these townhomes has hit the market. Come see
Source: CANOPYMLS #4293009
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.