7 Hardale Ln Greenville, SC 29607
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About this home
LOCATION!!! Despite the street name, there's nothing HARD to love about 7 Hardale lane! This newly renovated, three bedroom, two bath brick ranch sits on a quiet dead end street while being conveniently located less than 10 minutes from Downtown Greenville. The first thing you will notice is the adorable covered front porch, perfect for spending a relaxing evening with your favorite person or book. A covered, attached carport and side entry door makes unloading those groceries into the kitchen a breeze. Need extra storage? The carport includes a fully enclosed storage closet perfect for your mower or your tools. When you enter the home, you're met with beautiful hardwood floors and a welcoming living area. The dining room and kitchen are open and spacious. Brand new cabinets, appliances, and gorgeous granite countertops elevate your cooking experience. Entering the right wing of the home you will find a lovely full bath with double sinks and all three bedrooms conveniently situated in the same hallway. The master bedroom is arguably a highlight of the home. A full bath, walk-in closet, and electric fireplace are sure to make you never want to leave. The backyard allows plenty of opportunity to pour a patio or build firepit and bring your hosting dreams to life. Discover effortless living on Hardale Lane... because home shouldn't be hard.
Source: GREENVILLESC #1572370
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.