7 Harris Ct Newnan, GA 30263
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About this home
Updated 4/2.5 house on large professionally landscaped yard. The list of improvements and upgrades can easily be seen from the photos but what you may not see is newer roof and newer HVAC system to name a few. The eat in kitchen provides great work space with Island and Stone Counters which opens to the GR. The GR has a fireplace and accent wall with room for a large sectional. This leads to a large screened porch with room for a sitting area and dining area. The DR provides a large space for a formal diner and features wainscoting. The LR/ FR is another generous sized space that features a shiplap wall. Upstairs you will find the light an airy owners retreat that is very large. Features include double tray ceiling, sitting room, ceiling fan and four windows to allow for plenty of light. The master bath is also large and features the level of finish one would expect. These include large walk in closest, double vanity, jetted garden tub, private shower, water closest and a second storage closest. Each of the other 3 Bedrooms are of good size and can fit a queen size bed, have large closest and ceiling fans. The laundry room is also on the second floor. Outside you will find a professionally landscaped sodded yard. The outdoor fire pit is tucked away on the edge of the woods, has lights and is perfect for family time. There is also a private zen-like area to put the hammock in the wooded area of the yard. If throwing a ball or frisbee is what you need you have the space.
Source: FMLS #7644939
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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