7 Ramblewood St Port Charlotte, FL 33953
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About this home
Your private getaway to the Gulf begins here! This WATERFRONT retreat offers the ultimate Florida lifestyle with its very OWN DOCK, 6,000 LB. BOAT LIFT and access to the scenic MYAKKA RIVER, LEADING YOU TO CHARLOTTE HARBOR AND THE GULF! With a NEW A/C (2025), ROOF (2023) and WATER HEATER (2024), have peace of mind so you can focus on what truly matters: enjoying life on the water! ~~~Step inside and be welcomed by bright spaces and your spacious living room perfect for both entertaining and everyday living! At the heart of the home, the chic kitchen is sure to impress. The family chef will delight in STAINLESS STEEL APPLIANCES, abundant cabinetry and pristine QUARTZ COUNTERTOPS. The farmhouse sink and sleek subway tile backsplash add a modern flair, while the convenient pass-through window to the lanai makes entertaining effortless. For more formal occasions, gather in the dining room. ***The PRIMARY SUITE will be your relaxing and private retreat with this SPLIT FLOORPLAN. Enjoy lanai access, a spacious walk-in closet and an EN-SUITE BATHROOM with tiled shower. Your guests will enjoy two guest bedrooms and a guest bathroom for accommodations on the other wing of the house. ~~~Step outside to your SCREENED LANAI for an afternoon card game, cocktails at sunset or lounging with your favorite book. Beyond, the FENCED BACKYARD offers more space for activities or games while the serene canal provides a tranquil backdrop. Your private dock and boat lift await for spontaneous day cruises, fishing trips or sunset rides. **Conveniently located between US-41 and 776 for easy access to both North Port and Port Charlotte! Enjoy a variety of dining and shopping options, numerous golf courses, swimming at Centennial Park or the North Port Aquatic Center, and TWO Major League Baseball Spring Training stadiums in the area. Here, every day feels like a vacation. ***This home may qualify for a 3.75% FHA assumable loan that could cover part of the price. Don’t just dream about waterfront living, make it yours! Schedule your showing today and start your next chapter in paradise!
Source: STELLAR #D6143913
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.