7 Spring Rd Blairsville, GA 30512
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About this home
Steeped in character and designed for comfort, this beautifully maintained property captures the perfect blend of timeless craftsmanship and modern style. Ideally situated near Meeks Park, Vogel State Park, and Lake Nottely-with Helton Creek Falls, Brasstown Bald, and the Chattahoochee National Forest all close by-it's a wonderful home base for hiking, boating, and soaking in North Georgia's stunning mountain scenery. And when you prefer to stay close to home, the property itself offers a wealth of natural beauty and peaceful surroundings to enjoy. Inside, two bedrooms and two and a half bathrooms showcase thoughtful details throughout-rich oakwood floors, a striking 1912 mantle, and a sunroom filled with natural light and seasonal mountain views. The spacious primary suite provides a peaceful retreat with a jetted tub, dual sinks, and a walk-in shower, while the lower level-with its private exterior entrance and kitchenette plumbing-offers flexibility as a guest suite, studio apartment, or creative space. Modern updates ensure lasting comfort, including dual fiber optic internet lines that serve both the main and lower levels. Outside, the 2.46-acre setting feels like a private sanctuary, bursting with colorful blooms and enhanced by two inviting fire pits, a natural spring, and a versatile storage shed complete with a shower, sink, and toilet. An oversized two-car garage and full laundry room add everyday convenience, and the option to subdivide the lot provides future opportunity. Every detail of this home reflects care and pride of ownership-a welcoming retreat where history, beauty, and modern living come together in perfect balance. Assumable 3.75% interest rate available!
Source: GAMLS #10625980
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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