70 Grass St Homosassa, FL 34446
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About this home
FULL SOLAR | NEW HVAC (2024) | NEW ROOF (2023) | NO CDD | LOW HOA This residence embodies the perfect balance of luxury, innovation, and convenience, thoughtfully designed for effortless Florida living. A whole-house solar system keeps monthly electric costs around $100, combining sustainability with sophistication. Refined elegance meets modern efficiency in this exceptional 4-bedroom, 3-bath pool home. The open concept living area welcomes you with natural light, graceful finishes, and seamless flow, ideal for both relaxation and entertaining. At the heart of the home, the chef’s gourmet kitchen showcases two oversized islands perfect for entertaining, quartz countertops, and premium cabinetry, creating a space that’s as functional as it is beautiful. The primary suite offers a tranquil retreat with a spa-inspired bath, dual vanities, and custom his-and-hers walk-in closets. Three additional bedrooms provide generous comfort for family and guests alike. Outdoors, the screened lanai and heated saltwater pool overlook a peaceful greenbelt, offering year-round enjoyment and complete privacy. The two-car garage features an epoxy floor and an additional side-storage area, providing the perfect blend of practicality and polished design. Ideally located just three minutes from the newly expanded Suncoast Parkway, residents enjoy convenient access to Tampa, Ocala (30 minutes), Crystal River (15 minutes), and Homosassa Springs (10 minutes). Tampa International Airport (45 minutes), St. Pete–Clearwater International Airport (50 minutes), and MacDill Air Force Base (1 hour 15 minutes). This home delivers modern upgrades, solar savings, luxury finishes, and exceptional value, with NO CDD and LOW HOA fees.
Source: STELLAR #TB8441738
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.