700 Kirkly Way Fairburn, GA 30213
Your savings
About this home
Welcome to this spacious and beautiful 4-bedroom, 3.5-bathroom home nestled in the heart of Fairburn, GA, offering warmth, comfort, and plenty of room to grow. From the moment you step inside, you’re greeted by freshly redone hardwood floors that flow throughout the main level, creating a welcoming and timeless charm. The home features a fireside family room, perfect for cozy evenings gathered around the fireplace, a living room for entertaining. The large kitchen includes double ovens, an electric cooktop which can be converted back to gas and the adjacent dining room is ideal for family meals and holiday gatherings. A separate library room provides a flexible space for a home office or possible 5th bedroom. Upstairs, you’ll find a huge loft, the sprawling primary suite with its own bath, designed for relaxation and privacy, two additional oversized bedrooms offer ample comfort, with generous closet space and natural light. The finished basement is a retreat of its own, featuring a separate living space, an additional bedroom, and full bathroom with step-in tub for generational living—perfect for guests, in-laws, or even rental opportunities. A two-car garage and abundant storage throughout the home provide both convenience and functionality. You’ll love the spacious deck, ideal for morning coffee, grilling out, or hosting gatherings while enjoying the fresh Georgia air and the fully stocked community pond, with nearby Fairburn amenities, parks, schools, shopping, and easy access to Atlanta just a short drive away. This home is the perfect blend of space, comfort, and character, making it a wonderful place to create lasting memories.
Source: FMLS #7649943
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.