7001 Highway 6 De Leon, TX 76444
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About this home
There’s a certain kind of peace you only find in the country. From the moment you turn into the circle driveway of this adorable 2-2 brick farmhouse on just under 14 acres, you can feel it: the kind of place that invites you to slow down, roll up your sleeves, and make it your own. Recently renovated with chic farmhouse style, this home blends comfort and purpose. Inside, the heart of the home features granite countertops, an open floor plan, and two spacious bedrooms—each with its own bath. There’s ample storage throughout and thoughtful updates including an updated aerobic septic system. Every detail has been designed to make country living both beautiful and efficient. Step outside and the story deepens. The land is mostly sandy loam ground and is perimeter fenced and cross-fenced, with a producing coastal hay field: yielding about 30 ± bales per cutting,fertilized and carefully managed for clean yields. It’s ideal for horses, livestock, or continued hay production. You’ll find a pond, massive live oaks for shade, fruit trees, multiple water access points, and abundant wildlife—a living landscape that evolves with each season. The enclosed covered back porch with its wood-burning stove is made for quiet mornings and cool evenings. Enjoy a swim in the above-ground pool, feed the fish in the active koi pond, or just sit back and listen to the sounds of the countryside. With an oversized attached 2-car garage, barn, tack shed, and extra storage buildings, there’s room for every project and passion. This is more than a property—it’s a lifestyle waiting for someone who wants to work the land, live intentionally, and leave their mark. Welcome home. Make sure you come visit this one today!
Source: NTREIS #21096579
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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