7005 Willow Wood St Rowlett, TX 75089
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About this home
Beautiful 3-2 in the heart of Rowlett loaded with stylish finishes. From the moment you arrive, the home’s brick and stone façade strikes just the right balance of elegance and warmth, framed by manicured landscaping and a classic front porch entry. When you step inside, you’re greeted by wide-plank, wood-look tile flooring that stretches gracefully through the main living areas, setting a grounded, welcoming tone that’s both stylish and low-maintenance. At the heart of the home, the kitchen is a true standout, crafted for both beauty and function. Sleek quartz counters highlight an oversized island that’s perfect for gathering, while contemporary backsplash tile adds a pop of modern character. A gas range, stainless steel appliances, and double ovens invite everything from easy weeknight meals to holiday baking marathons. The generously-sized breakfast room is flooded with natural light and offers more than enough space to share a meal with loved ones. The open-concept living and dining areas flow seamlessly together and provide a great space for gathering with friends and family. It’s anchored by a cozy fireplace and surrounded by natural light. Tucked privately at the back of the home, the primary suite is a restful escape featuring dual vanities, a deep garden tub for soaking, and a bright white walk-in tile shower with built-in bench. Behind a pair of French doors is a private office space perfect for working from home or focusing on your favorite hobbies. Out back, an oversized covered patio wraps around the back of the house to create a seamless extension of your living space, ideal for slow weekends and backyard BBQs with those closest to you. Enjoy the extra privacy of having no neighbor backing the home! With thoughtful upgrades throughout and a location just minutes from Lake Ray Hubbard, local shopping, and major commuter routes, this home combines daily comfort with convenience.
Source: NTREIS #21095037
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.