7014 Baylor St Englewood, FL 34224
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About this home
Here is your opportunity to own in the Englewood East area. A well-maintained pool home nestled on a hard-to-find corner lot. Just 13 years young and owned by only one family, this 3-bedroom, 2-bathroom residence offers the perfect blend of privacy, comfort, and convenience. The paved-lined entrance and double front doors set a welcoming tone. Inside, the open floor plan is enhanced by vaulted ceilings and an abundance of natural light, with sliding glass doors that lead directly to the pool and spa area, creating a seamless indoor-outdoor living experience. Spacious primary suite features its own access to the lanai, dual closets, and a beautifully updated en-suite bathroom complete with a tiled walk-in shower, double sinks, and a ceiling heater for added comfort. The second bathroom doubles as a pool bath, offering easy access from the lanai without the need to walk through the home ideal for entertaining or relaxing poolside. The kitchen offers ample cabinet space, a breakfast bar, and direct access to the laundry room, which connects to a two-car garage equipped with an extra refrigerator, epoxy-coated floors, and pull-down stairs to attic storage. A screened garage door adds excellent ventilation and functionality. Step outside to enjoy Southwest Florida sunsets from the heated pool/spa also a notable feature is the partially covered lanai, which sets a tranquil setting for evening relaxation or lively gatherings. Recent upgrades include a newer roof, hurricane shutters, an extended driveway, all while being located outside the flood zone for peace of mind. Whether you're seeking a private sanctuary or a potential investment, this home delivers on every front. With its desirable location it’s an opportunity you won’t want to miss. Schedule your showing today and experience the lifestyle you’ve been waiting for.
Source: STELLAR #C7516083
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.