$285,000

7015 Greenfern Ln Jacksonville, FL 32277

$868/mo at 6.5%
Unlock a lower rate & save over $100K.

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

Welcome to Arlington Hills, an established community in the heart of Jacksonville known for its tree-lined streets and convenient location near shopping, dining, and major roadways. This charming single-family home offers 3 bedrooms, 2 bathrooms, and sits on a spacious .22-acre lot. Designed for comfort and function, the property provides an ideal blend of traditional character and modern updates, all within a single-story layout that's perfect for easy living. Home upgrades include Newer HVAC system with brand new ducting, New Roof, New Luxury Vinyl Plank Flooring, and New Interior Paint Throughout. Inside, you'll find a bright and inviting atmosphere with lots of natural light flowing throughout. The home features laminate flooring and a versatile floor plan that includes a family room, laundry room, and a relaxing Florida room—ideal for morning coffee or evening downtime. The bathrooms are thoughtfully updated, with the secondary bath offering dual vanities for added convenience Outside, enjoy a welcoming front porch and a large covered carport that provides additional shaded space for parking or outdoor gatherings. The property's generous yard offers ample room for gardening, play, or future customization, all within the quiet Arlington Hills neighborhood. This home is conveniently located near key Jacksonville destinations and major routes, offering easy access to the Arlington Expressway, University Boulevard, and Cesery Boulevard. You're just minutes from Baptist Medical Center Jacksonville, HCA Florida Memorial Hospital, and Ascension St. Vincent's Southside Hospital, as well as shopping at Merrill Station and St. Johns Town Center. Jacksonville University and FSCJ Downtown are also nearby, making this location both central and connected. Offering both comfort and convenience, this Arlington Hills home is ready for new owners to make it their own. Schedule your private showing today and experience all the charm and practicality this property has to offer.

3 bedroom
2 bathroom
1,616 sqft
9,583.2 sqft
Single Family
Built in 1962
Air conditioning

Source: REALMLS #2114159


Loan details
Loan type
Remaining balance
Remaining term
Neighborhood


FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Nov 04, 2025 01:13 am
Listing agent: ALEX WATSON (904) 608-1977
Listing provided courtesy of: MOMENTUM REALTY (904) 903-1558
Details provided by REALMLS and may not match the public record.
MLS ID: #2114159
The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Everystate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers.
Data provided is deemed reliable but is not guaranteed. The data relating to real estate for sale on this website comes in part from the Northeast Florida Multiple Listing Service, Inc. The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed. Copyright © 2025 Northeast Florida Multiple Listing Service, Inc. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.