702 Dixie Ln Whitewright, TX 75491
Your savings
About this home
Step into this beautifully designed home located at the end of a quiet cul-de-sac, offering added privacy and minimal traffic. A welcoming covered front porch sets the tone, perfect for morning coffee or evening relaxation. Inside, you'll find stained concrete floors throughout the main living areas—both stylish and easy to maintain. The living room features eye-catching wood beam accents, adding warmth and architectural interest. The kitchen is a chef’s dream, boasting granite counters, a spacious island with breakfast bar, SS appliances, and tons of cabinet space for all your storage needs. Carpeted bedrooms offer a cozy retreat, while the bathrooms feature durable LVP flooring and marble-style countertops for a clean, modern finish. The grassy backyard provides plenty of room for kids, pets, or gardening, and a storage shed adds extra space for tools or equipment. This home offers a range of thoughtful upgrades and features designed for comfort, durability, and convenience. Built with steel-framed construction, it provides enhanced stability during storms, while the 3-foot doorways throughout the entire house ensure easy access and a spacious feel. The property sits on a generous lot and includes a 12 x 25 concrete pad in the backyard, thick enough to support the weight of a pool. For added privacy, a 2-foot extension has been added to the fence around two-thirds of the property. Outdoor enhancements also include a new rock extension in the front yard and an additional concrete driveway, offering ample parking space. A 12 x 16 shed in the backyard features a covered lean-to and an attached porch, perfect for storage or a workshop area. Inside, a water manifold system allows for individual shutoff to any faucet in the home, adding convenience for maintenance or emergencies. The air conditioning unit is serviced twice a year under contract with Crazy AC Guy, ensuring efficient and reliable climate control year-round.
Source: NTREIS #21055767
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.