7027 Laura Hts Schertz, TX 78154
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About this home
Welcome to 7027 Laura Heights, a beautifully maintained home in the sought-after Laura Heights Estates community! Nestled on a spacious 1/2-acre lot just 15 miles from Downtown San Antonio and under 7 miles from Randolph AFB, this home blends comfort, space, and convenience. Inside, you're greeted by soaring 10-foot ceilings, rich hardwood floors, and elegant crown molding. The thoughtfully designed floorplan features three versatile living areas, a formal dining room, and a chef-inspired kitchen with granite countertops, 42" cabinets, and an oversized island ideal for entertaining. The grand primary suite is a true retreat-tucked away for privacy, it boasts generous space and a luxurious en-suite bath complete with a soaking tub, walk-in shower, and dual vanities. On the opposite side of the main level, you'll find the secondary bedrooms-perfectly placed for privacy and functionality-while an additional bedroom and full bath upstairs offer flexibility for guests or extended family. Upstairs also features a large game room and a spacious flex area, ideal for a home office, gym, or media room. Step outside to a vast backyard designed for entertaining, with an inground pool, 12x16 storage shed, and a covered flex space ideal for cookouts and outdoor gatherings. The circular driveway adds both convenience and curb appeal. Located in East Central ISD and move-in ready just in time for the new school year, this home is the perfect blend of space, luxury, and location.
Source: SABOR #1871428
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.