7030 Kingston Ln Mcdonough, GA 30253
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About this home
A Hidden Gem Near McDonough Square Tucked just minutes from the bustle of I-75 and the charm of McDonough Square, this home isn’t just a place to live—it’s a place to thrive. Imagine mornings spent grabbing coffee from a local café, afternoons of retail therapy at Tanger Outlets, and evenings enjoying dinner with friends at your favorite restaurant—everything you need is right at your fingertips, including Publix and Kroger just around the corner. Step inside this beautifully maintained 3-bedroom, 2-bath ranch and you’ll immediately feel the perfect balance between privacy and open-concept living. The thoughtful roommate-style floor plan places the owner’s suite on its own side of the home, offering direct access to both the laundry room and garage for added ease and functionality. And if you’re someone who loves a clean, low-maintenance lifestyle—there’s no carpet anywhere. Just gorgeous laminate flooring that flows throughout the entire home, creating a seamless and modern aesthetic. Love the outdoors? The sunroom leads to not one, but two screened-in porches—ideal for relaxing, entertaining, or dreaming big. One side is already prepped and ready for your future hot tub—your personal oasis just waiting to happen. The level, fenced backyard offers endless possibilities, with a private nook perfect for a dog kennel, garden, or extra outdoor storage. Whether you’re a pet lover, a hobbyist, or just enjoy your space—this backyard can do it all. With a newer roof, HVAC system, and water heater, major updates are already taken care of. And here’s the best part—NO HOA and no rental restrictions. Whether you’re looking for a forever home or a smart investment, this property gives you flexibility and freedom. There’s truly too much to list. The only way to appreciate it all is to schedule a private tour. Come see for yourself why this isn’t just a house—it’s the home you’ve been waiting for.
Source: FMLS #7665937
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.