7030 Summer Holly Pl Riverview, FL 33578
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About this home
MORE PHOTOS COMING SOON! Welcome to Summer Holly! This well maintained Taylor Morrison townhome is ready for a new owner! Featuring 3-bedrooms, 2.5-bath townhome nestled in the heart of Riverview, just 25 minutes from Downtown Tampa! This home offers the perfect suburban location, but not too far from all the fun. Step inside to discover a sleek, open-concept kitchen featuring granite countertops, stainless steel appliances, espresso shaker cabinets, a walk-in pantry, and a large center island with pendant lighting and seating, deal for both entertaining and daily living. The kitchen flows seamlessly into the spacious living and dining area, enhanced by natural light, designer lighting, and sliding glass doors that lead out to a serene backyard overlooking a tranquil pond. Upstairs, you’ll find all three bedrooms and plush carpeting (photos coming soon), along with a convenient upstairs laundry room. The spacious primary suite includes a walk-in closet and a private ensuite bathroom. Downstairs, enjoy the bonus of a modern half bath and extra storage under the stairs. Additional highlights include: neutral tile throughout the main level, smart entry lock, a one-car garage, and access to the community's resort-style pool within close proximity. Low-maintenance living with lawn care included, and located close to major highways, schools, shopping, and dining. Whether you’re a first-time buyer, downsizing, or investing, this home checks all the boxes. The HOA fee is $200 a month and includes lawn care, exterior maintenance, roof, etc. The community features a resort style pool and a dog park. Located near the Bell Nature Preserve, Smugglers Cove Adventure Golf, K1 Indoor Go-Karts, The Brandon Mall, great schools, restaurants, food and so much more! About 30 minutes from the world known Tampa Riverwalk and Downtown Tampa, where you can also book fine dining, hotels with rooftop bars, pop into local happy hour spots, The Tampa Convention Center, an hour from Clearwater Beach, and also an hour from Walt Disney World and other theme parks in Orlando, FL. This townhome is in a central location to all the BEST of the BEST. Schedule your private tour today and experience stylish Riverview living. Video Tour available, search by address.
Source: STELLAR #TB8389612
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.