7033 Mink Hollow Rd Highland, MD 20777
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About this home
Welcome to this stunning all-brick contemporary home featuring 5 spacious bedrooms and 3.5 bathrooms, complete with a refreshing pool. Nestled in a serene, private setting surrounded by lush nature, this property offers a tranquil retreat. The seller, a skilled Feng Shui practitioner and consultant, has thoughtfully shaped the grounds and designed the interior to cultivate harmony and balance, promoting health and success for its occupants. As you step inside, you're greeted by wall-to-wall hickory floors beautifully punctuated by ceramic accents. The inviting atmosphere is enhanced by charming wallpaper accents, setting the tone for an exceptional living experience. The heart of the home features a gourmet kitchen equipped with an ILVE induction stove, mixed metals, and a striking gray farmhouse sink with luxurious granite countertops. Experience culinary delights with the custom hickory ridge countertop and a copper sink, all complemented by stunning hickory cabinets crafted by Amish artisans. The lower-level kitchen is equally impressive, boasting a convection oven, refrigerator, and a dishwasher that's only 3 years old, along with a quartz sink and butcher block countertop. Both kitchens are equipped with disposals. Indulge in the primary bedroom and bathroom retreat, complete with a Japanese-style soaking tub, a walk-in shower, and a double sink featuring LED lighting in mirrored cabinets. Rich ceramic and marble walls create a spa-like ambiance with exquisite waterfall glass sinks. The hall bath, adorned with marble flooring and a standalone 6-foot tub, bids welcome to guests with its Mediterranean-style stone pebble finishes. For convenience, the downstairs bath offers a full shower with modern fittings, LED mirror and barn-style vibe. Step outside to a beautifully landscaped front patio, lined with slate and brick. The unique terracotta concrete driveway channels a Tuscan vibe, while the asphalt finish—completed in the last four years—provides ample parking for up to 10 cars. The back of the home invites relaxation with a spacious balcony and deck that expands across most of the property, leading you to a stunning kidney-shaped heated saltwater pool. Equipped with modern conveniences, this home features a propane generator and an energy-efficient solar panel system, supported by multiple ductless multi-unit system for optimal comfort. Recent upgrades include a new roof and windows, both replaced just six years ago, along with fresh paint throughout. Don’t miss the opportunity to experience this harmonious blend of luxury, style, and functionality, all enriched by thoughtful details like beautiful dogwood trees. Experience a lifestyle of peace and prosperity in this beautifully crafted home—truly the perfect family residence! More details to come!
Source: BRIGHT #MDHW2054638
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.