704 Coffee Tree Ct Myrtle Beach, SC 29579
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About this home
Welcome to this beautifully remodeled home in the highly desirable Bellegrove Oaks community. Set on a spacious .28-acre lot backing up to a preserve with trees, this serene property combines privacy with timeless Southern charm and modern upgrades. The inviting southern-style front porch adds to the curb appeal, welcoming you into an open floor plan designed for entertaining. Inside, you’ll find high-quality laminate flooring throughout, luxury vinyl plank in the bathrooms, granite countertops, fresh paint, stylish white cabinetry, and brand-new stainless-steel appliances. The owner’s suite features a large walk-in closet and a private en-suite bath with walk-in shower, while the versatile Carolina room offers endless possibilities as a dining area, office, or even a fourth bedroom. This move-in-ready home has a brand-new HVAC system with a transferrable warranty, a new roof with architectural shingles, and LED lighting. The garage has been completely finished and a new opener has been installed. Outside, the extra-long driveway provides ample parking for guests, and the spacious backyard with patio is perfect for relaxing in the ocean breeze. Life in Bellegrove Oaks is equally impressive. Residents enjoy a resort-style outdoor pool, clubhouse, and playground, with HOA fees that include trash pickup. The community is motorcycle and golf cart friendly, and you can't beat this location—just minutes from The Golden Mile Beach and the scenic Heritage Preserve. Surrounded by delicious restaurants, top-notch golf courses, great fishing/hunting spots, and plenty of shopping, this home also in the award-winning Carolina Forest school district. Offering the perfect blend of comfort, convenience, and coastal living, this exceptional property is ready for you to call home. Schedule your showing today and don't forget to check out the 3D virtual tour! Some photos in this listing have been virtually staged. Square footage is approximate and not guaranteed. Buyers responsible for verification.
Source: MYRTLEBEACH #2522832
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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