7041 Livia Pt Riverdale, GA 30296
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About this home
Price Adjustment Alert! Now Listed at $274,000 Assumable Loan at 3.875% Interest! Owner is motivated—bring your offers! Don’t miss this opportunity to own a stunning 2-year-old end unit located in a private, quiet cul-de-sac. This meticulously maintained 3-bedroom, 2.5-bath home offers the perfect blend of modern elegance and everyday comfort. Step inside to an open-concept floor plan with soaring 9-foot ceilings on the main level, dimmed LED recessed lighting, and luxury vinyl plank flooringthroughout. A neutral paint palette sets the stage for your personal style. The chef-inspired gourmet kitchen boasts stainless steel appliances, 42” cabinets with crown molding, granite countertops, a large island, and a double sink with a premium Kraus faucet—ideal for entertaining or everyday cooking. Enjoy your morning coffee or evening unwind in the private, wooded backyard—a peaceful retreat right outside your door. Upstairs, the spacious owner’s suite features a generous walk-in closet and a spa-style en suite bath with a double vanity and a garden tub beneath a picture window. Two additional bedrooms provide flexibility for guests, home office, or hobbies. Additional highlights include: Custom upgrades in the stylish half bath Abundant natural light from tall windows with custom blinds LiftMaster garage opener Rheem water heater Dual-zone Carrier HVAC system ADT security system with Ring doorbell and backyard camera Enjoy low-maintenance living with HOA-covered exterior upkeep and lawn care. Conveniently located just 10 minutes from Hartsfield-Jackson Airport, this home offers both value and convenience.
Source: FMLS #7399005
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.