706 Plumbrook Rd Sun City Center, FL 33573
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About this home
WELCOME HOME TO SUN CITY CENTER! Neat as a pin and move-in ready, this beautifully maintained "Sahara II" 2-bedroom, 2-bath split-plan home in the sought-after Greenbriar neighborhood of Sun City Center offers the perfect blend of comfort, upgrades, and resort-style living..... Hop on your golf-cart and live the life. Step inside and you'll find a bright, open layout featuring a huge 25' x 16' living room with Acacia engineered wood floors (50-year warranty), a freshly painted exterior (including garage floor), and new carpet in the right places. The kitchen features newer LG top-of-the-line Wi-Fi appliances (all less than a year old) including a smooth-top range and refrigerator. Enjoy peace of mind with numerous updates and high-quality finishes throughout: Metal roof (2008) molded to look like clay tile with a 50-year warranty. Newer HVAC system - Bryant/Carrier 4-ton inverter motor (7 years old). Upgraded 200-amp electrical system with whole-house surge protector. Re-plumbed with CPVC and thermal pane hurricane-rated windows. Hurricane sliding glass doors in the Florida room; wind mitigation on file. Heat barrier and insulated attic floor with fold-down stairs for extra storage. Relax or entertain outdoors in your private backyard oasis featuring a 10,000-gallon saltwater pool with waterfalls, an electric pool heater, and a 25' x 50' screened lanai with concrete pavers, pet-screening, and lush enhanced foliage for privacy. A hot tub, grill, outdoor furniture (iron/glass table & cushioned chairs), and pool storage cabinets are all included. Additional highlights include: Concrete brick paver driveway and entryway, 2-car garage with 7 cabinets, workbench, and opener, Separate indoor laundry room, Master suite with private bath and walk-in shower. Home warranty in effect, will transfer to buyer. Home may be offered partially furnished. As part of the Sun City Center Community, you'll enjoy exceptional 55+ living with amenities including a fitness center, indoor Olympic lap pool, resistance pool, outdoor pool, and over 200 clubs and activities. Conveniently located between Tampa and Sarasota, close to airports, beaches, dining, shopping, and entertainment.... hang up your car keys ...hop on your golf-cart! This home truly has it all, comfort, upgrades, and peace of mind. Call today, this one won't last long!
Source: STELLAR #TB8439171
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.