7061 Bentz St Charlotte, NC 28269
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About this home
Welcome to your sparkling, better-than-new, elegantly appointed townhome. Enjoy the benefits of owning the largest floorplan (1,850 sq/ft) in the desirable Aberdeen community, complete with a two-car garage and coveted corner unit. The open and spacious main floor features LVP flooring, a ceiling fan, and an abundance of natural light. The gorgeous kitchen is equipped with granite countertops, a subway tile backsplash, rich mocha cabinets, stainless steel appliances, gas stove, and a generous island highlighted by pendant lighting. Upstairs, you'll find a spacious bonus room/flex space, ideal for a media room, play area, home office, or whatever best suits your lifestyle. The second floor also features two generously sized bedrooms with ceiling fans, a convenient upstairs laundry room, and a full guest bathroom with dual sinks. The impressive owner’s suite boasts a large walk-in closet and a private bath complete with dual sinks, quartz countertops, and beautifully tiled shower and flooring. All appliances convey with the home. The HOA covers both front and back landscaping, plus access to fantastic community amenities including a pool, cabana, and playground. Conveniently located near shopping and just minutes from I-485 and I-85.
Source: CANOPYMLS #4309889
Loan details
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.