7063 Pleasant Dr Austell, GA 30168
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About this home
A true Estate in every sense where luxury meets comfort! This all-brick, sprawling ranch offers elegance, scale, and comfort on a prominent lot. Designed for gracious living and unforgettable entertaining. This home blends timeless architecture with resort-style living. A serene Owners Suite on main level with Fireplace, Grand formal living room and dining room, ideal for hosting gatherings large or small. Inviting family room with brick fireplace. Take a walk out on the Relaxing Sunroom overlooking the grounds. A Bright functional kitchen with seamless flow to entertain, A laundry room and pantry. The finished terrace level is the ultimate entertainment hub. Sprawling area with fireplace and Oversized bar, Pool table room, Large elegant bathroom, A huge designed walk-in clothes closet, Rich wood paneled finishes for timeless character throughout. Generous unfinished area for storage, and an easy walk-out to access the beautiful grounds. Step outside to your backyard oasis built for entertaining: A beautiful Gazebo with Ceiling fan, perfectly paired with an expansive patio for lounging and entertaining. This home is functional as it is luxurious for that special person! THIS PROPERTY IS MORE THAN A HOME- IT'S AN ENTERTAINERS DREAM. WITH SO MUCH IN THIS BEAUTY, THE BEST WAY TO APPRECIATE IS COME SEE IT FOR YOURSELF TODAY! Possible 3rd bedroom on Terrance level, currently being used for pool room!
Source: GAMLS #10609654
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.