708 Denise Ct Mcdonough, GA 30252
Your savings
About this home
Feels like home! Beautifully maintained 4-bedroom, 2.5-bath home on a desirable corner lot with a large, private backyard featuring a white vinyl fence with both single and double gates. This home has been thoughtfully updated from top to bottom, offering modern touches and exceptional comfort. Step inside to find smooth ceilings throughout, new LVP flooring in the family room and primary bedroom, upgraded light fixtures and ceiling fans, and cordless Levolor blinds on every window. Each bathroom has been renovated with quartz countertops and stylish mirrors, and your closets features custom closet systems for maximum organization. The main level features a formal living and dining room, spacious eat-in kitchen with stainless steel appliances including a double oven (only two years old), island with breakfast bar, pantry, and plenty of cabinet space. Kitchen opens to a cozy family room with fireplace, finishing out the main level is a convenient powder room for guests. Upstairs, you'll find four generous bedrooms. The primary suite offers a sitting area, new LVP flooring, trey ceiling, and a spa-like ensuite bathroom complete with a new tile shower with glass door, garden tub, and dual vanities. The secondary bedrooms share a large hall bath with modern finishes. Additional updates include a two-year-old roof, new double-paned UV windows throughout, storm doors, insulated garage door with opener and keypad, smart front door lock, dual HVAC systems (recently replaced), smart thermostat on the main level, whole-home surge protector, updated smoke detectors, security system, and solar motion lights. With abundant closet space and a long list of upgrades, this home truly has it all-style, function, and peace of mind.
Source: GAMLS #10627047
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.