7087 Copperfield Ct Wilmington, NC 28411
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About this home
Located in the well-established Village Park section of West Bay Estates, this two-story home blends comfort, convenience, and modern function. It's just a short drive to Mayfaire Town Center, Wrightsville Beach, and Porters Neck, placing shopping, dining, and recreation within easy reach. The lot backs up to a wooded buffer, and nearby, a walking path at Copperfield Court and Sun Coast Drive connects directly to Ogden Park, home to sports courts and fields, a skate park, dog park, playground, picnic areas, walking trails, and community events throughout the year. The home's exterior features stone accents, a covered entryway, and a front-facing two-car garage. Inside, a bright foyer leads to the staircase and half bath before opening into a spacious great room where the living, dining, and kitchen areas flow together. Luxury vinyl plank flooring runs throughout the main living spaces for durability and style. The horseshoe kitchen includes a hop-up counter, pantry, and direct garage access—perfect for unloading groceries. From the dining area, sliding glass doors open to a screened porch and patio with space for a grill and seating. The northwest-facing backyard receives abundant sunlight for gardening and stays bright longer into the evening—ideal for outdoor entertaining. Upstairs, you'll find three bedrooms, two full baths, and a laundry closet. The primary suite offers a tray ceiling, walk-in closet, double-sink vanity, soaking tub, and separate shower. Set in a sidewalk-connected neighborhood with nearby parks and amenities, this home offers easy, comfortable living close to everything Wilmington has to offer.
Source: NORTHCAROLINAREGIONAL #100538558
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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