711 N 30th St Colorado Springs, CO 80904
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About this home
Move-In Ready Pleasant Valley Gem with Mountain Views! Just minutes from Garden of the Gods, Red Rock Canyon, and some of Colorado Springs’ best hiking and mountain biking trails, this beautifully updated 3-bedroom, 2-bath ranch in Pleasant Valley offers the perfect westside lifestyle. Nestled on a large private lot, the home captures stunning mountain views and frequent visits from local wildlife. Inside, you’ll find hardwood floors, abundant natural light, and a bright, welcoming layout. Both bathrooms have been fully remodeled with modern finishes, and the kitchen shines with all newer (1 year old) appliances and fresh LVP flooring. The sellers have done many thoughtful upgrades, including all LED lighting, a smart Orbit sprinkler system, and fresh exterior window caulking for peace of mind. Major system updates make this home truly move-in ready include: new AC and furnace installed in 2022 with a transferable warranty, a Class 4 impact-rated roof installed in 2023 with transferable warranty, and a fully encapsulated crawl space for comfort and efficiency, and warrantied foundation work done in 2021 to ensure longterm stability of this westside home. Outside, enjoy plenty of space for entertaining, gardening, or simply relaxing with mountain views and deer passing through daily, plus RV/camper parking accessible from the alley. With its combination of modern updates, outdoor space, and unbeatable location near trails and open spaces, this Pleasant Valley gem is ready to welcome you home.
Source: PPMLS #8923220
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.