7130 102nd Ln Seminole, FL 33772
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About this home
Absolutely stunning, European custom design of the entire property. Welcome to this exquisite townhome, where luxury meets convenience! This spacious 3-bedroom, 2.5-bath home has gorgeous designer-appointed features throughout. Step inside to an inviting open floor plan with high ceilings, oak floors imported from Europe, and elegant uniquely designed doors. Enjoy swimming pool views from your second-floor windows, a perfect retreat for relaxing or entertaining guests. The gourmet kitchen is a chef’s delight, featuring upscale KitchenAid appliances, ample storage, built-in wine cooler, wine storage and coffee maker. Just off the kitchen, a convenient powder room enhances functionality. A large flexible space on the first floor has heated floors and allows you to create extra living space that fits your personal needs. Retreat to the third floor, where you’ll find two cozy secondary bedrooms tucked away for privacy. The primary suite, also located on the third floor, features a large chandelier, custom-made walk-in closet, luxurious primary bath with heated floors inside and outside the shower, jacuzzi, towel heating rack, dual sinks, Japanese toilet and a large walk-in shower. AC unit 2020, roof 2023. This beautiful community features a security gate, swimming pool and a low HOA fee. Located close to the playground, Lake Seminole Park, and less than 15 minutes from the stunning Florida beaches. Pet friendly. No pet size restriction. Don’t miss the chance to make this dream home your reality! Schedule your private showing today!
Source: STELLAR #TB8383924
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.