715 Ranch Fls San Antonio, TX 78245
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About this home
Welcome to this former David Weekley model home, designed with thoughtful details and modern comfort. Located just steps from the community pool, splash pad, playground, clubhouse, and sports court, it feels like having your own recreational center right across the street. Inside, rich wood floors flow through the main living areas, creating a warm and inviting feel. The dedicated dining room features a professionally designed custom accent wall, adding style and personality. The family room impresses with soaring ceilings and expansive windows that fill the space with natural light. The kitchen is bright and functional, featuring a gas cooking range, upgraded cabinetry, and a stylish backsplash. It opens seamlessly to the family room and breakfast area, keeping everyone connected whether cooking, dining, or relaxing. Thoughtful touches such as upgraded light fixtures enhance the home's character. The primary suite, conveniently located on the main level, offers privacy and ease. Its bath includes a large stand-alone shower and a well-planned layout. The laundry room is equipped with cabinetry and a folding area, making everyday tasks simpler. Upstairs, you'll find the rest of the guest bedrooms (one of them being a true junior suite featuring its own in suite full bathroom), and bathrooms along with a spacious flex room - ideal as a game room, media room, or even a fifth bedroom to suit your needs. Step outside to a generous covered patio, perfect for enjoying quiet evenings or entertaining friends. The backyard offers multiple levels and no neighbors behind, adding to the sense of space and privacy. A true three-car garage provides ample room for vehicles, storage, or hobbies. Unlike any other, the garage is climate controlled and it boasts epoxy floors for easy maintenance. The home's location also offers a short commute to major highways, keeping you connected while enjoying a community-centered lifestyle. This property blends comfort, convenience, and thoughtful upgrades-ready to welcome you home.
Source: SABOR #1910242
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.