719 Topsail Ln Alpharetta, GA 30005
Your savings
About this home
MUST SEE This immaculate, Move-in-Ready Town home is just what you looking for. For qualifying borrowers I have a local lender with a loan product who can offer an interest rate of 2% below market the first year and 1% below market for the second year! This home is conveniently located in the Heart of Alpharetta with easy access to Northpoint Mall, Avalon, Marriott, and all the best shopping, restaurants & schools nearby. You're going to love the elegant & inviting modern design. Step into the stylish layout of the bright & airy MAIN LEVEL with its soaring ceilings but stay cozy with the gas-started fireplace in main living area - Step out onto the balcony for even more entertaining potential. The gourmet eat-in, open-concept, chef's inspired kitchen features gorgeous, oversized island & breakfast bar, sleek, stainless-steel appliances, a fridge that stays, plenty of white cabinets & ample granite counter workspace, dual ovens, and butler's pantry. UPSTAIRS you have the primary ensuite featuring dual vanities, classy custom shower with glass doors, a bench seat, walk-in-closet & private toilet. There is also a spacious secondary bedroom with full hall bath, a laundry room, and attic access for more storage space with disappearing stairs. Plus, a sizable loft which could easily be converted into another bedroom if desired. Downstairs you have a media bonus room or even potential future bedroom with a half bath, coat closet, 2 car garage & 2 car driveway for extra guest parking. The local Community Offers a Pool, Excellent top-rated schools, plus Alpharetta's thriving amenities & active lifestyles like - dynamic shopping, fine dining, parks, and convenient access to major tech companies, all nearby. Ask about buyer's incentives and TOUR TODAY Before it Gets Away!
Source: GAMLS #10585541
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.