7191 Apples Way Navarre, FL 32566
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About this home
VA ASSUMPTION at 2.25%- ask for details. Modern Luxury Meets Golf Course Living | 4 Bed | 3 Bath | +Office | +Formal Dinning | Private Pool. Experience everyday elegance in this modern 4-bedroom, 3-bathroom home, perfectly positioned on the 5th hole of Hidden Creek Golf Course- where panoramic views and peaceful surroundings create an unmatched lifestyle. As you arrive, a professionally landscaped entrance with a long, stately driveway and a stone retaining wall offers immediate curb appeal and a sense of privacy. Step inside and discover a thoughtfully modernized interior designed for both comfort and sophistication. At the heart of the home is a chef-inspired kitchen, featuring an abundance of custom cabinetry-ideal for organization, hosting, and culinary creativity. The open-concept living area is anchored by a dramatic floor-to-ceiling stone fireplace, adding warmth and architectural character. Retreat to your private backyard oasis, where a sparkling pool invites you to relax, entertain, or simply enjoy the view of the fairway stretching beyond your fence line. With modern finishes throughout, generous living spaces, and a setting that blends natural beauty with luxurious comfort, this home offers the best of indoor-outdoor living in a premier golf course location. This is more than a home, it’s a lifestyle. Schedule your private showing today and experience the difference.
Source: PENSACOLA #668916
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.