7205 Kingfisher Rd Sanford, NC 27332
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About this home
Welcome to 7205 King Fisher Road, a charming and versatile 1.5-story home in the desirable Quail Ridge community, offering golf, swimming, and tennis amenities just minutes from Sanford and an easy commute to Moore County, Raleigh, and Cary.This home provides comfortable main-level living with primary bedroom suite and two additional guest bedrooms with shared bathroom on the first main floor, plus a flexible upper level with a full bathroom—perfect for an office, den, loft, or additional sleeping area.Inside, you'll find an inviting open layout with cathedral ceilings, LVP flooring, and fresh new interior paint throughout. The kitchen features quartz countertops, appliances including range, built-in microwave, dishwasher, washer, dryer, garage refrigerator/freezer, and abundant cabinetry, while the primary suite offers a tiled shower, jetted soaking tub, and spacious walk-in closet.The exterior showcases a beautifully repainted cedar siding finished with an expensive, long-lasting protective vinyl coating, new gutters with gutter guards, and a three-year-old roof for peace of mind. A massive new Trex deck provides a perfect setting to relax and enjoy the peaceful pond view. The .72-acre lot is partially fenced and features established raspberry bushes, two storage buildings, and hookups for both an RV (50 amp) and a hot tub (50 amp)—the hot tub conveys and needs some repair., plus a doggie door for convenience.This property combines comfort, character, and functionality in one of Sanford's most sought-after neighborhoods—a perfect blend of quiet living and easy access to city conveniences.
Source: TRIANGLEMLS #LP752193
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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