7211 Tarrytown Dr Spring Hill, FL 34606
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About this home
Well-maintained block construction home with a long-lasting metal roof, situated on over half an acre of fully fenced property — offering space, privacy, and flexibility with no HOA or CDD. According to county records, Flood Zone X (no flood insurance required). This 3 bedroom, 2 bath home features no carpet, an oversized one-car garage, and a huge fully screened two-car carport, perfect for vehicle storage, boat parking, or covered outdoor space. A finished 200 sqft flex room (not included in heated square footage) provides a great bonus area for hobbies, storage, or a separate entry mudroom with direct backyard access. In addition, the property includes a detached finished flex building, ideal for a workshop, studio, office, or she-shed/man cave — adding lifestyle versatility that most homes in this price range don’t offer. Highlights: Metal roof — insurance-friendly for smooth Four Point inspection Finished detached flex building for workshop/studio/creative use 200 sqft finished bonus/flex room with storage closet and backyard access Oversized one-car garage plus giant screened two-car carport 0.53 acre fully fenced lot — room for pets, toys, trailers, or future pool No carpet — easy-care flooring throughout No HOA / No CDD — flexibility for RVs, boats, and equipment Flood Zone X (per county records) Located just minutes from shopping and dining, approximately 45–50 minutes to Tampa, and less than an hour to St. Pete Beach, this property offers the freedom of space with convenient access to everything. A rare combination of upgraded roofing, bonus flex spaces, and oversized lot — this one offers more than the typical Spring Hill home in this price range. View Tour 1 & Tour 2 videos
Source: STELLAR #W7879581
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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