7217 Red Mesa Ct Littleton, CO 80125
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About this home
PURE COLORADO LIVING: A Sanctuary with Scenic Views. Wake up to the sight of mature evergreens, swaying grasses, and dramatic rock outcroppings right outside your window. The home backs onto protected open space, with unobstructed views and a sense of privacy that's rare. This home makes the most of being nestled against this natural oasis. Immerse yourself in the midst of it on the expansive deck; soak it in as you dine in the kitchen; or let the wall of windows in the great room bring all that beauty inside. The living spaces complement the setting: the great room opens to the kitchen & dining area which in turn opens to the outdoor living area. Vaulted ceilings & the abundance of natural light add to the warmth & charm of the home. Work and play are easily accommodated with the large main level study, the multiple livings spaces and the huge recreation room in the basement. Bedrooms & bathrooms aplenty await relatives & friends. They’ll feel like they just booked an Airbnb with the best outdoor setting ever, so you might want to set their departure date in advance. And with all that the Roxborough area has to offer, you’ll have easy access to just about any recreational activity you desire. New interior paint, refinished hardwood floors, all new countertops, new kitchen appliances, custom lighting throughout, specialty closet shelving & storage & newly expanded & stained deck. Bring the people and, thanks to the 3-car garage, gather the grown-up toys. Make this exceptional home your next and, quite possibly, forever home. Virtual Tour https://24krealestatedavekupernik.com/13356/p/23876/8Ku8yice1 Assumable VA Loan. Call Agent for details. #roxborough #homesforsaleroxborough #openspacehomesforsale #homesforsalewithviews #roxboroughpark #vaassumableoan
Source: RECO #2424687
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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