7228 Smith Farm Dr North Richland Hills, TX 76182
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About this home
Welcome to your forever home—a beautifully crafted custom residence in the heart of North Richland Hills, nestled within the highly regarded Birdville ISD. Designed with gatherings and comfort in mind, this home is the perfect setting for holiday celebrations, Sunday dinners, and making memories that last a lifetime. With three spacious bedrooms—each with its own private bathroom—plus a half bath and dedicated study, could be a great option for multigenerational living, offering everyone their own space and privacy. Built with quality in mind, this home features 2x6 construction and a high-efficiency HVAC system for lasting comfort and energy savings. Step inside and feel instantly at home in the warm, open-concept living area filled with natural light, accented by rich stained wood beams and engineered wood floors that invite you to relax and stay awhile. The heart of the home—the kitchen—boasts granite countertops, painted cabinetry, and an oversized island perfect for baking cookies with the kids or hosting a wine night with friends. The walk-in pantry ensures you’re always stocked and ready for entertaining. The primary suite is your private retreat, featuring a spa-inspired bathroom with a soaking tub, frameless glass shower, and large walk-in closet. Step outside to your covered 13x35 back patio and enjoy your morning coffee or evening conversations. North Ridge elementary and Middle schools are less than a half mile away. You’re just a short walk to Cross timbers baseball fields and Adventure World Playground. Also conveniently close to the TexRail, making a commute to DFW airport and other destinations a breeze. This is more than a house—it’s the backdrop to your best moments. Come see why this one feels like home.
Source: NTREIS #21022853
Loan details
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45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.