725 Hunter Trl Bridgeport, TX 76426
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About this home
$10K BUY DOWN RATE OFFERED.... OWN THIS HOME FOR LESS THAN YOU THINK!! **Dream Texas Property on 9.8 Acres – Updated 5-Bedroom Home + Guest Quarters + 50x60 Workshop!** Searching for your forever home in Bridgeport, TX? Look no further! This move-in-ready country retreat sits on a picturesque 9.8-acre property in Wise County, offering the perfect blend of privacy, upgrades, and versatile space. Start your mornings with a hot cup of coffee on the expansive, covered front porch with rich cedar beams, soaking in serene country views and Texas sunrises. Inside the beautifully renovated 5-bedroom, 2.5+ bathroom home, you’ll find a spacious open-concept layout with luxury vinyl plank flooring, a cozy fireplace, and natural light pouring through large windows. The stunning chef’s kitchen features a massive center island, quartz-style countertops, stainless steel appliances, double ovens, custom cabinetry, and exposed brick accents—ideal for entertaining and everyday living. The expansive game room boasts warm wood finishes, vaulted ceilings, and a wood-burning stove, providing the ultimate relaxation or play space. **BONUS LIVING QUARTERS**: A fully finished 1,500 sq ft guest house sits inside a spray-foamed 50x60 metal shop, complete with 2 bedrooms, full kitchen, bath, living, dining, and laundry—perfect for multi-generational living, guest accommodations, or a rental income opportunity. **Outdoor Highlights**: * Nearly 10 acres of mixed open pasture and mature trees * 20x60 concrete slab with batting cage—ideal for baseball practice, pickleball, RV parking, or future outbuilding * Covered front porch, spacious driveway, and peaceful country views Located just minutes from - downtown Bridgeport, Decatur, and Lake Bridgeport, this property offers - easy access to top North Texas schools, shopping, and highways—all while enjoying the peaceful charm of rural life.
Source: NTREIS #20983901
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.